NAFLD develops when your liver has trouble breaking down fats, causing them to accumulate. The exact cause is not fully understood, but it is closely linked to insulin resistance. This means your cells do not respond well to insulin, leading to higher blood sugar and increased fat storage in the liver. Being overweight or obese is the biggest risk factor. Other conditions that increase your risk include type 2 diabetes, high cholesterol, high triglycerides, metabolic syndrome, and polycystic ovary syndrome.
Lifestyle factors also play a significant role. A diet high in processed foods, added sugars, and refined carbohydrates can contribute to fat buildup. Lack of physical activity makes it harder for your body to use stored fat for energy. Certain medications, rapid weight loss, and some infections can also increase risk. Having a family history of liver disease may make you more susceptible to NAFLD.